![]() ![]() But the agency backed deposits exceeding that limit when SVB and Signature failed, in order to reduce the risk of further bank runs. The FDIC said Monday in a report that it is advocating for an increase in the deposit insurance limit for business payment accounts following the recent collapse of Silicon Valley Bank, Signature Bank and, on Monday, First Republic Bank.Ĭurrently, the FDIC insures up to $250,000 per depositor for each account ownership category. The Federal Deposit Insurance Corporation's fund used to back bank depositors' money is estimated to have a balance of $92.7 billion after the collapse of First Republic Bank. Investors will be watching for clues on how the central bank will proceed with its inflation-fighting plan and whether the recent banking turmoil has altered Fed officials' plans.Īlso on deck are earnings reports from Advanced Micro Devices, Starbucks, Ford, Kraft Heinz and more later this week.Īs stocks settle after the trading day, levels might still change slightly. ![]() The Federal Reserve begins its two-day monetary policy meeting Tuesday, which is expected to conclude with a quarter-point rate hike. Meanwhile, the latest ISM manufacturing report revealed that manufacturing activity contracted for the sixth straight month in April. Shares of First Republic Bank remained halted from early Monday morning. The SPDR S&P 500 Regional Bank exchange-traded fund, which tracks a range of mid-sized banks, fell 2.9%. Shares of JPMorgan Chase rose 2.1% after the bank acquired First Republic and said that the banking system is stable. If you are pointing your camera directly at the sun it’s possible that the sensor can be damaged if you are using live view.Stocks inched down Monday as investors digested JPMorgan Chase's purchase of most of First Republic Bank's assets. Live view uses a lot more battery power and you will find your batteries draining quicker than normal. Some people prefer this than dealing with varifocals or reading glasses that may be needed with the distance involved with live view. If you wear glasses you may not know you can adjust the magnification in the viewfinder via a dioptre wheel. Check your camera manual to see what is available and whether they are also an option for the viewfinder: Turning them on is usually via a button press and then you have to cycle through the options to find the one you want. ![]() You may find the various overlay options in live view helpful. You may prefer to select the focus only via the screen rather then “select focus and fire shutter” all in one touch (I find I often accidentally fire the shutter with my nose and prefer to stick to using the shutter button to take the photo). Some cameras have the option for you to select your focus point using the touchscreen facility of your LCD. This is especially useful for night photographers who can check they have a accurately focussed on a star or the moon. You can zoom in and check your focus when using live view, an option not available when using the viewfinder. You should note that there is a limit to how useful this feature is once you start using a 10- or 15-stop filter you may find live view is completely black. An optical viewfinder doesn’t show the decreased exposure. Similarly, using live view means you can check your exposure after taking into account any neutral density filters you have added in front of the lens. This is especially useful with macro when small changes have more noticeable effects. Macro and DoF previewīecause live view is “what the sensor sees” you can preview what effect aperture changes are having on your depth of field more easily than using the depth of field preview button (which also tends to darken the preview if using smaller apertures). If your camera has an articulating LCD screen it can make it even easier to tilt and save you cricking your neck. If your camera is on a tripod, or you are shooting very low or very high, using live view is often easier than trying to get your eye up to the viewfinder. If you do adjust the brightness don’t forget to dial it down again once the sun goes in otherwise you may find you are under-exposing all your images thinking they are brighter than they really are (use the histogram to check if in doubt). Before you give up on it check whether you have the option to turn up the brightness of the screen. ![]() If you are shooting in bright sunshine you may find the live view isn’t bright enough for you to see what you are doing. I find I compose more easily using the viewfinder because that’s how I learnt photography (on a film camera with no live view). This is becoming less noticeable as mirrorless cameras improve and is imperceptable in recent models. Some people notice a lag in older mirrorless electronic viewfinders and prefer optical viewfinders for the instant view. ![]()
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